THE IMPACT OF MOBILE BANKING APPLICATION ON CLIENT INTERACTION WITH YEMEN BANKS
DOI:
https://doi.org/10.47672/ijbs.729Keywords:
Quality of service, mobile banking, client satisfaction, ease of use, mobile application.Abstract
Purpose: The purpose of the study is to analyse the impact of a mobile banking application on client interactions with banks in Yemen.
Methodology: Data were collected using structured questionnaires. The Statistical Package for the Social Sciences (SPSS) was used for statistical analysis. Descriptive statistics and correlation values were used to report the results. This paper coverers the barriers and the factors that might affect badly on the performance of the mobile banking services in the Yemen banks industry.
Findings: The findings of this study show that the traditional method of banks is changing; the entire system of banks has been changed from the traditional old way to the advanced way, and The traditional way is a paper-based banking provider while the new way is to use the technology as a method to enhance the performance of the banks such as the usage of mobile banking. In addition, the result of this paper is that there is a link between the user stratification and supportive access factor, and they are related to mobile banking. However, recently mobile banking is being adopted scientifically in recent years as most of the systems are become computerized and mobile phones are being in the market more than computers. Although, the emerging new technology to the banks' services market is exposed to barriers to the adoption of mobile banking services. The results of this current study will provide insights into the factors that affect the successful uptake of mobile banking services among clients of Yemeni banks.
Downloads
References
S. Yousafzai and M. Yani-de-Soriano, "Understanding customer-specific factors underpinning internet banking adoption," Int. J. Bank Mark., vol. 30, no. 1, pp. 60-81, 2012, doi: 10.1108/02652321211195703.
C. Ebrahim, T. Mohammad, and R. Yalda, "Designing a model for explanation of internet banking acceptance rate," African J. Bus. Manag., vol. 5, no. 21, pp. 8593-8600, 2011, doi: 10.5897/ajbm11.1074.
Y. J. Kim, J. U. Chun, and J. Song, "Investigating the role of attitude in technology acceptance from an attitude strength perspective," Int. J. Inf. Manage., vol. 29, no. 1, pp. 67-77, 2009, doi: 10.1016/j.ijinfomgt.2008.01.011.
Z. Liao and M. T. Cheung, "Measuring consumer satisfaction in internet banking," Commun. ACM, vol. 51, no. 4, pp. 47-51, Apr. 2008, doi: 10.1145/1330311.1330322.
H. Zandhessami and P. Geranmayeh, "Determinants of user acceptance of internet banking: An empirical study," Manag. Sci. Lett., vol. 4, no. 7, pp. 1369-1374, 2014, doi: 10.5267/j.msl.2014.6.035.
C. M. K. Cheung and M. K. O. Lee, "Consumer satisfaction with internet shopping: A research framework and propositions for future research," ACM Int. Conf. Proceeding Ser., vol. 113, no. March 2014, pp. 327-334, 2005, doi: 10.1145/1089551.1089612.
B. Yee and T. M. Faziharudean, "Factors Affecting Customer Loyalty of Using Internet Banking in Malaysia," J. Electron. Bank. Syst., pp. 1-22, Jan. 2010, doi: 10.5171/2010.592297.
X. Luo, H. Li, J. Zhang, and J. P. Shim, "Examining multi-dimensional trust and multi-faceted risk in initial acceptance of emerging technologies: An empirical study of mobile banking services," Decis. Support Syst., vol. 49, no. 2, pp. 222-234, 2010, doi: 10.1016/j.dss.2010.02.008.
A. R. Rodriguez and P. Pileggi, "Mobile Context-Aware Systems : Technologies , Resources and Applications," no. April, 2016, doi: 10.3991/ijxx.vxix.xxx.
T. Laukkanen and V. Kiviniemi, "The role of information in mobile banking resistance," Int. J. Bank Mark., vol. 28, no. 5, pp. 372-388, 2010, doi: 10.1108/02652321011064890.
C. Tam and T. Oliveira, "Performance impact of mobile banking: using the task-technology fit (TTF) approach," Int. J. Bank Mark., vol. 34, no. 4, pp. 434-457, 2016, doi: 10.1108/IJBM-11-2014-0169.
M. Jun and S. Palacios, "Examining the key dimensions of mobile banking service quality: an exploratory study," Int. J. Bank Mark., vol. 34, no. 3, pp. 307-326, May 2016, doi: 10.1108/IJBM-01-2015-0015.
FAMILIAL CONFLICT RESOLUTION: CURRENT CHALLENGES AND FUTURE PERSPECTIVE. (2020). Pakistan Journal of Society, Education and Language (PJSEL), 6(1), 128-138. Retrieved from https://www.pjsel.jehanf.com/index.php/journal/article/view/367
K. Okiro and J. Naungu, "the Impact of Mobile Banking on Financial Performance of Commercial Banks in Kenya," Eur. Sci. J., vol. 9, no. 13, pp. 146-161, 2013.
E. Abu-Shanab and H. Talafha, "Internet banking adoption in Jordan: The servqual extension," Proc. 14th Int. Conf. WWW/Internet 2015, no. December, pp. 71-78, 2015.
S. Singh, I. A. Zolkepli, and C. W. Kit, "New wave in mobile commerce adoption via mobile applications in Malaysian market: Investigating the relationship between consumer acceptance, trust, and self efficacy," Int. J. Interact. Mob. Technol., vol. 12, no. 7, pp. 112-128, 2018, doi: 10.3991/ijim.v12i7.8964.
S. Yuan, Y. Liu, R. Yao, and J. Liu, "An investigation of users' continuance intention towards mobile banking in China," Inf. Dev., vol. 32, no. 1, pp. 20-34, Jan. 2016, doi: 10.1177/0266666914522140.
A. A. N. Mostafa and B. Eneizan, "Factors Affecting Acceptance of Mobile Banking in Developing Countries," Int. J. Acad. Res. Bus. Soc. Sci., vol. 8, no. 1, 2018, doi: 10.6007/ijarbss/v8-i1/3812.
B. Sun, C. Sun, C. Liu, and C. Gui, "Research on Initial Trust Model of Mobile Banking Users," J. Risk Anal. Cris. Response, vol. 7, no. 1, p. 13, 2017, doi: 10.2991/jrarc.2017.7.1.2.
R. Sultana, "Mobile Banking: Overview of Regulatory Framework in Emerging Markets," SSRN Electron. J., no. November, 2012, doi: 10.2139/ssrn.1554160.
Downloads
Published
How to Cite
Issue
Section
License
Copyright (c) 2021 Jalal Saleh Ahmed Hadi, Wei Huafei, Muhammad Suhail Khan, Mohammad A. Abdulrab, Zhao Shu Yan
This work is licensed under a Creative Commons Attribution 4.0 International License.
Authors retain copyright and grant the journal right of first publication with the work simultaneously licensed under a Creative Commons Attribution (CC-BY) 4.0 License that allows others to share the work with an acknowledgment of the work's authorship and initial publication in this journal.